| AVS Policy requires volunteers be covered
by the GC Insurance
Plan, including: |
- Accident and Sickness Protection
for Volunteers (pre-existing conditions are
excluded),
- Workers’ Compensation,
- Personal Effects Floater (up to US $3,000 coverage).
|
| Click to read the policies. |
The Accident and Sickness Protection
insurance is secondary (excess) insurance, meaning
an individual’s personal medical insurance
is the first or primary insurance called upon.
The Sending Division arranges insurance coverage,
effective the day of departure until the return
date. An ID card should be provided to every
volunteer listing
the insurance
office phone number.
The Host Institution usually pays the insurance
premiums and deductibles unless indicated
otherwise with the financial details on the website.
Benefits are reduced by 50% upon attainment
of age 70, and to a flat $10,000 at age 75. Unfortunately there is no insurance cover for those who are 80 years of age or more and as such we are unable to appoint you as a volunteer.
|
For ANY accident
or illness, no matter how minor, the volunteer
must see a doctor LOCALLY and have the visit documented,
or the insurance carrier can reject the claim.
Do not return home for treatment before first obtaining permission from the insurance carrier. Save all your receipts.
To file a claim for an accident or illness,
download the ASV Claim
Form, or request it
from your Host Institution/Division.
- For claims on lost or damaged personal effects,
keep itemized receipts or estimates, with model
numbers, and download the PEB
Claim Form, or request
it from your Host Institution/Division.
|
| Extensions of Insurance
(and service) must be requested by the Volunteer
and Host Institution. |
